Protecting your investment is easy.


Many people don't realize that even the most comprehensive vehicle insurance may have gaps in coverage. That can mean you end up responsible for a potentially significant expense if your vehicle is stolen and unrecoverable, or is written off as a total loss.

That's because an insurance settlement is often less than the outstanding balance of your finance contract. GAPAdvantage covers you in situations like these, so you can drive worry-free.

GAPAdvantage is only available at the time of vehicle purchase.


• Covers your GAP deficiency* - Coverage limit lesser of $125,000 or 150% of MSRP (new)/150% of NADA "Retail" Value (used)
• New and used vehicles
• Financed amounts of up to $125,000
• Terms up to 96 months 
• Covers up to $1,000 of your insurance deductible
• Fully refundable for up to 60 days
*After applying refunds from certain financed products and excluding certain amounts, such as past-due payments and late charges. Please refer to program materials for complete terms and conditions. Always read all documents before purchasing.


• Can prevent you from owing money on a vehicle you no longer own
• Assists with this unexpected and potentially signifcant expense
• Avoids cash outlay required to cover your insurance deductible, up to $1,000*
*Please refer to program materials for complete terms and conditions.

GAPCoverage Checklist

Optional: Yes
Cost: Yes - shown on contract
Vehicle Eligibility: New, used, personal use up to 12,500 lbs. GVWR
Financed Amount: Up to $125,000
Coverage Limit: Lesser of $125,000 or 150% of MSRP (new)/ 150% of NADA "Retail" Value (used)
Deductible Coverage: Yes - up to $1,000
Cancelable/Refundable: Yes - pro-rata basis; full refund within 60 days
Exclusions: Yes - see below and contract details
Maximum Term: 96 months
Exclusions: GAPAdvantage does not provide benefits when loss or damage occurs: • Due to fraud or intentional damage by you • Prior to the total loss date • Outside the U.S. or Canada • After the redemption period following a repossession • Due to legal confiscation by a public official •If licensed, registered/titled in a business name or used for business or has a salvage title

And it does not cover items such as: • Late charges, delinquent payments and deferred payments • Various refundable amounts due to you for early cancellation of financed products • Termination and disposition fees

Additional limitations apply. Be sure to review all limitations outlined in your GAP addendum.
  1. Jim Golden Ford-Lincoln

    790 California Ave SW
    Camden, AR 71701

    • Sales: (870) 836-2100
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Get in Touch

  • Contact our Sales Department at: (870) 836-2100
  • Monday8am-6pm
  • Tuesday8am-6pm
  • Wednesday8am-6pm
  • Thursday8am-6pm
  • Friday8am-6pm
  • Saturday8am-12pm
  • SundayClosed